Disclaimer

General Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as professional financial advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind regarding the completeness, accuracy, reliability, or suitability of the information contained herein.

This disclaimer applies to all content, services, and materials available through Luminavorest and its related platforms.

Information Accuracy

We endeavor to ensure that all information presented is accurate and current. However, financial markets and regulations change rapidly, and information may become outdated without notice.

Users are advised to verify all information independently and consult with qualified professionals before making financial decisions.

Individual results may vary.

Limitation of Liability

To the fullest extent permitted by law, Luminavorest shall not be liable for any damages arising from your use of this website or services, including but not limited to:

• Direct, indirect, incidental, or consequential damages
• Loss of profits, revenue, or business opportunities
• Personal injury or property damage
• Errors or omissions in content or services

Professional Advice Disclaimer

The content on this website does not constitute professional financial, legal, or tax advice and should not be relied upon as such.

No advisor-client relationship is established through your use of this website or consumption of its content.

Always consult with qualified professionals regarding your specific financial situation before making important decisions.

External Links

This website may contain links to third-party websites for your convenience and information. We do not control these external sites and are not responsible for their content, policies, or practices.

The inclusion of any link does not imply endorsement by Luminavorest of the linked site or its content.

Financial Disclaimer

All financial planning recommendations are based on information provided by clients and general market conditions at the time of consultation.

Financial markets are subject to volatility and your capital may be at risk.

We provide no guarantees regarding specific outcomes or returns from our planning recommendations.

Governing Law and Jurisdiction

This disclaimer and your use of our website are governed by the laws of Malaysia.

Indemnification

You agree to indemnify and hold harmless Luminavorest and its affiliates from any claims, damages, or expenses arising from your use of our website or services, or your violation of these terms.

Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time without prior notice. Changes will be effective immediately upon posting to our website.

Your continued use of our website after any changes constitutes acceptance of the updated disclaimer.

Severability

If any provision of this disclaimer is deemed invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Contact Us

If you have questions about this disclaimer, please contact us: