Luminavorest financial planning logo Luminavorest
Luminavorest financial planning logo Luminavorest

Simple, Transparent Pricing

Choose the financial planning subscription that fits your needs

Individual results may vary.

Past performance does not guarantee future results.

Starter Planning

Perfect for those beginning their financial journey

RM 350

per month

  • Monthly 30-minute consultation
  • Basic financial analysis
  • Email support
  • Resource library access
Get Started
Most Popular

Complete Planning

Comprehensive planning for serious financial growth

RM 1,045

per month

  • Two 45-minute consultations monthly
  • Detailed financial analysis and reporting
  • Priority phone and email support
  • Customized planning strategies
  • Quarterly progress reviews
Start Planning

Premium Advisory

Ultimate planning experience with dedicated support

RM 1,750

per month

  • Unlimited consultations
  • Advanced analysis and modeling
  • Dedicated advisor relationship
  • Tax optimization strategies
  • Estate planning considerations
  • Emergency consultation access
Go Premium

Pricing Details

  • All prices include 6% Service Tax (SST) as required by Malaysian law
  • Payment processing fees of 2.9% + RM 1.50 may apply for credit card transactions
  • No interest charges apply to subscription services. Representative APR: 0% for subscription payments

Licensed by Securities Commission Malaysia SC1723270

Add-On Services

One-Time Financial Review

Comprehensive analysis of your current financial situation

RM 450

Learn More →

Specialized Tax Consultation

Expert guidance on tax optimization strategies

RM 300

Learn More →

Frequently Asked Questions

Can I change my plan anytime?

Yes, you can upgrade or downgrade your subscription plan at any time. Changes take effect at your next billing cycle.

What payment methods do you accept?

We accept major credit cards, online banking, and direct bank transfers. All payments are processed securely through encrypted systems.

Is there a minimum commitment period?

No long-term contracts required. You can cancel your subscription with 30 days notice, though we're confident you'll love the value we provide.

Need a Custom Solution?

Every financial situation is unique. If our standard plans don't quite fit your needs, let's discuss a customized approach that works for you.

Contact Us